At present, IOB Rewardz loyalty program is available only for IOB Debit Card holders.

Dear Valued Customer,

We thank you for the trust and continued patronage of e-Products. As a token of our appreciation of your extensive usage of our Debit Card, we have come out with “IOB Rewardz Loyalty Program”, exclusively for you. You can earn reward points for every transaction made using IOB Debit cards, in Point of Sale machines and e-commerce portals. More the usage of cards for shopping, Dinning, Bill Payments, Booking Tickets, etc; more will be your accumulation of Reward points. Points can be redeemed against number of merchandise, dining, movie/ bus/ air tickets, vouchers and more as per the scheme. So, with every usage, you not only purchase the product/ service of your choice, but also earn Reward points, as an icing on the cake.

Membership into IOB Rewardz

Every IOB Debit Card holder is auto-enrolled for the . However, to activate this account, one needs to follow a process of registration at You will need to enter your IOB debit card number registered with the bank to activate your IOB Rewardz account. Please click here for registration.

How can you earn IOB Rewardz Points

  • As an IOB Debit Card holder, you can earn & accumulate IOB Rewardz Points for all your Spends at Point of Sale (POS) and online purchases using IOB Debit Card. The point accumulation will be based on the following structure:

    Rules for Debit Card

    Slabs Amount spent per month Classic and Gold Cards
    (No. of Points Rewarded)
    Platinum And Signature cards
    (No. of Points Rewarded)
    1 Upto Rs. 20,000/- 1 Point/ Rs. 100 spent 1.25 Points/ Rs. 100 spent
    2 Rs. 20,001 to Rs. 40,000/- 1.5 Points/ Rs. 100 spent 1.75 Points/ Rs. 100 spent
    3 Rs. 40,001 to Rs. 1,50,000/- 2.0 Points/ Rs. 100 spent 2.25 Points/ Rs. 100 spent
  • Using your IOB Debit Card for withdrawing cash at ATMs and spends at Fuel Stations will not lead to accrual of IOB Rewardz points
  • No IOB Rewardz points will be awarded for any mutual fund, Insurance payments, Tax payment transactions
  • We are allotting additional bonus points to first time usage at PoS/Ecom (for newly issued Cards) details are:
    • - For First usage of the card within 2 months of issue: 100 points
    • - For 5 times usage in POS/ECOM for an aggregate amount of Rs.10,000 within first 2 months of issue: 100 points
  • To know more, contact IOB Rewardz customer care at our toll free number 1800-419-0559 (Operational Days & Hours: Monday to Saturday, 9 AM to 6 PM)

How can you check your IOB Rewardz account balance?

You can check your IOB Rewardz account by:

  • Visiting and logging onto your personal IOB Rewardz account.
  • Contacting IOB Rewardz customer care at our toll free number 1800-419-0559 (Operational Days & Hours: Monday to Saturday, 9 AM to 6 PM)

What can you do with your IOB Rewardz Points

You can redeem your IOB Rewardz Points for merchandise and services from our redemption platform. This platform includes:

  • Air tickets
  • Hotel Booking
  • Mobile/DTH recharge
  • Bus tickets
  • Movie tickets
  • Merchandise (electronics, home décor, jewelry, sports, fitness and lots more….)

This platform of Goods and Services will remain dynamic. There will be new goods and services being added continually to keep the redemption options refreshed for you. IOB Rewardz Points need to be redeemed within one year (12 months excluding the month of accrual) of earning them. Unredeemed Points will expire at the end of one year.